1. Refund Policy

This Refund Policy applies only to self-funded registrations.

Application Fees

• Application fees are non-refundable under all conditions.

Registration Refund Schedule

Refunds are calculated based on the number of days prior to the official program start date:

Days Before Event | Refund Percentage

• 90 days or more: 100%

• 75–89 days: 75%

• 60–74 days: 50%

• 45–59 days: 25%

• Less than 45 days: No refund

Additional Refund Conditions

• Bank fees, transfer charges, and payment processing costs will be deducted from approved refunds.

• No refunds are issued for visa rejection, travel disruptions, or personal cancellations.

• No refunds are issued for no-shows or late withdrawals.

Fully Funded Delegates

• Fully funded delegates are not eligible for refunds, as no program fees are paid.

2. Anti-Fraud Policy

FYGN maintains a zero-tolerance policy toward fraud. Fraudulent activity includes, but is not limited to:

• Use of false identity or submission of altered or falsified documents.

• Unauthorized payments, reversed payments, or payment manipulation.

• Misuse of chargebacks, disputes, or payment platforms to bypass policies.

Consequences of Fraud

• Immediate termination of participation.

• Permanent blacklisting from all FYGN programs and events.

• Legal escalation when warranted under applicable laws.